Archives for posts with tag: learning


If you have heard the terrible stories about student loans and how fresh college graduates shiver at the thought of having to service the loan even before they get a decent job, chances are high that you are thinking twice about going to college. The truth is that there is a rising student loan debt in the country, but a lot of facts have been twisted, especially by the affected persons. The following are myths about college debt debunked.

1. College Debt Must Be Repaid And There’s No Other Option

The truth is that any loan must be repaid, but student loans are special because they are usually advanced to individuals who do not have a job. If you are not able to repay your student loan debt, there is an alternative – student loan forgiveness programs. Nearly half of college graduates who have a student loan qualify for these programs. While it may come with some strict requirements, it can help you deal with your college debt.

2. College Debt Cannot Affect Credit Ratings

This is a popular myth that can be blamed on poor understanding of financial matters by some students. The truth is that college debt can tarnish your credit history if you fail to service it when it falls due. Failing to pay your college debt can make it very difficult for you to get a mortgage or a personal loan in the future.

3. College Is Unaffordable Without A Huge Student Loan

Going to college in the United States is a costly venture. That is a fact that nobody can dispute. However, you can get through college without applying for a loan. All you need to do is take advantage of grants, live frugally and get a part time job.

4. Bankruptcy Is The Best Option To Shun College Debt

That is not true. Bankruptcy is an option of last resort. Besides, you have to prove many things to be declared bankrupt. For instance, you must prove that you have unsuccessfully tried to pay off your college debt, that you’re going through financial difficulty and lastly, that you are struggling to maintain a basic standard of living.

Student loans are usually very helpful. Therefore, college graduates should do their best to pay off these low-interest loans. Follow Us For More Of Great Articles on Education, Family, and More.

Going away to college is a rite of passage. For many students, it will mark the first time they have ever lived away from home and most will spend at least the first year in a college dorm. Ensuring they have everything they need for this transition will make college life more pleasant and provide much needed peace of mind for parents.

One essential piece of equipment for modern day college students is a reliable laptop. Having a laptop at college will make it easier to keep work organized and provide a valuable resource when researching information for class. A laptop also provides a great way to stay in touch with the family and can be an appreciated source of entertainment during down times.

The school will provide a bed but students must bring their own bedding. It is a good idea to bring at least two sets of sheets, so there will always be something clean if there is a delay in doing laundry. The same is true of bath towels. Pack extras so students do not have to do laundry as frequently.

Most dorm rooms do not have private bathrooms, so students should have a bathrobe. This allows them to walk to and from the community bathroom without having to get completely dressed every time they walk out of the dorm room.

Dorm rooms are typically very small with extremely limited storage space. Taking along an assortment of baskets and bins for socks, underwear, school supplies, clothing accessories and personal care items will eliminate the clutter and keep the room organized allowing roommates to maximize the available space.

A clothes hamper provides a convenient place to store dirty clothes until laundry day. When it is time to do laundry, the hamper is useful for transporting clothing to and from the laundry room.

A mini refrigerator is a must-have for many students. These small appliances are ideal for keeping snacks and beverages cold.

Students who bring everything they need for the dorm can eliminate the need to go shopping. Instead, they can start setting the room up right away and be prepared to focus on classes.

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If you are student who is serious with education, it is very important to take proactive measures just to make sure you get into some of the best boarding schools. The process of admission in to top schools is very competitive and if you want to stand out, you have to be very unique. However, there are some factors and qualities that come to play before the decision is made whether to accept or reject your application. Here are some of the must have qualities if you want to stand a good chance of getting into boarding school.

Appreciate and Accept Diversity

The world we live in today is full of different people. The cultural diversity is what makes humans who they are and if you want to join the best boarding schools, you must demonstrate an understanding and appreciation of the cultural diversity around the world. Additionally, a lot of boarding schools have a diversity of students; so it’s best to appreciate this diversity for you to get along with everyone.

You Must Be Professional and Independent

A lot of schools will only consider students who are professionals and are independent enough to make the best decisions about their education. You also need to show a unique maturity that sets you apart from other students who want to join the same boarding school. As a student, you must be able to take initiative, ask questions in class, and actively contribute in the learning process. This will not only make you a better student but also a better candidate to join the best boarding schools.

A Strong Desire to Acquire Skills

A lot of students are often interested with good grades only. However, top boarding schools will want you to show passion in what you are doing as well as a strong desire to acquire skills and competences that you can use in the future. It’s not all about grades but acquiring skills through education.

Getting into the best boarding schools is easy as long as you know the basic qualities such schools look out for. Follow us for more of great articles on education, family, and more.

Homeschooling is growing in popularity in the U.S. as each year goes by. Homeschooling refers to educating a child from home instead of enrolling them in a public or private school. With homeschooling, the parent has more control over the child’s education as they get to spend more time together. There are many benefits of homeschooling your child as opposed to making them study in private or public schools.

Why Do People Home school Their Children?

Different people have different reasons as to why they homeschool their kids. Some of the most common ones include; character and moral development, religious reasons, poor school environment for learning, child behavior issues, children with special needs, transportation issues, family reasons and in order to give child better education from home.

Benefits of Homeschooling

One-on-one Ratio of Teaching — One-on-one tutoring is one of the reasons that make homeschooling very effective. According to research, the less children a teacher has to educate, the more effective the education will be. Homeschooling provides the student with a one-on-one ratio of teaching which ensures they are getting better education. A student who is homeschooled is offered the opportunity to understand a topic before they advance to the next one.

Customized Teaching Method — Homeschooling allows the parent to customize the teaching to suit individual needs of a student. A parent is able to determine the strengths and weaknesses of the student and in return focus their attention on their giftedness and interest.

Independent Thinking — Study shows that homeschooled kids think more independently compared to those in public or private schools. This is because they are taught at home how to think for themselves and will not easily be influenced by peer pressure.

Minimized Boredom — Homeschooling is tailored made to suit the child’s individual needs. This means that the child is more likely to enjoy learning. Also, unlike it is the case in public and private schools, the child doesn’t have to sit through classes that they have already mastered while the rest of the class catches up.

Safe Learning Environment — Unlike it is the case in regular schools, homeschooled children are not exposed to bad influences, peer pressure, bullying, teasing or in some rare cases, immoral teachers.

SEE OUR OTHER ARTICLE “The Drawbacks of Homeschooling” AS WELL >>

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There is no doubt that homeschooling has its advantages and a lot of parents truly believe that it is the right path for their children. However, there are always two sides to a coin. Many are against it citing drawbacks that hinder development in different aspects and some of these voices come from individuals who were the products of the system themselves. Here is what they had to say about the drawbacks of homeschooling:

1. Limited Socialization

When your home is also your school, you do not get to meet and interact with a lot of people on a daily basis. You become used to the isolation and find ways to deal with it so you might not mind at all, especially if it is the only thing you’ve ever known. However, there will come a time in the future that you will have to go out in the world such as when you move on to college or apply for work. It will then be a different ballgame and the shift may come as a shock. The limited development of social skills can become a hindrance to success with a lot of tasks needed to be completed by groups.

2. Academic Gaps

Parents can be fantastic teachers at home particularly those who have experience in academic institutions. However, no single individual will be able to master every subject known to man. It’s possible to be widely read and know a good range of subjects but there will inevitably be gaps. These gaps will be passed onto the children who may be able to fill them through their own diligence. In schools, experts teach each of the lessons. They have studied every topic deeply and can answer any question thrown at them.

3. Narrow World View

School was never just about academics. It is also about interaction with teachers and fellow students in order to expand the mind beyond the classroom. There is constant discovery and exchange of ideas. Homeschooling does not provide much of a fertile ground in this regard and children may be confined to a narrow world view.

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