Archives for the month of: July, 2014

460743399A lot of people would love to have a good education, but cannot afford it. Though it is costly, student loans can defer those costs while you seek an education. Continue reading to learn about student loans.

Once you leave school and are on your feet you are expected to start paying back all of the loans that you received. There is a grace period for you to begin repayment of your student loan. It is different from lender to lender, so make sure that you are aware of this.

Do not hesitate to “shop” before taking out a student loan. Just as you would in other areas of life, shopping will help you find the best deal. Some lenders charge a ridiculous interest rate, while others are much more fair. Shop around and compare rates to get the best deal.

If you’re having trouble arranging financing for college, look into possible military options and benefits. Even doing a few weekends a month in the National Guard can mean a lot of potential financing for college education. The possible benefits of a full tour of duty as a full-time military person are even greater.

Exercise caution when considering student loan consolidation. Yes, it will likely reduce the amount of each monthly payment. However, it also means you’ll be paying on your loans for many years to come. This can have an adverse impact on your credit score. As a result, you may have difficulty securing loans to purchase a home or vehicle.

Lower your principal amounts by repaying high interest loans first. The lower the principal amount, the lower the interest you will owe. Stay focused on paying the bigger loans first. Once a large loan has been paid off, transfer the payments to your next large one. Pay off the minimums on small loans and a large amount on the big ones.

As you’ve read, with school being expensive, you must know all you can about student loans. The information above will help you make the best decisions when it comes to student loans. Use the information located above when you apply for student loans.

477492635You will never know everything that it takes to be a perfect parent but you can always keep trying. Parenting is often a “learn as you go” type of experience. It provides on the job training and every day is something different.

This article can help you through one of those days.

Try to make sure that you never force a child to eat. If it is mealtime and they simply refuse, accept that and offer up nutritious foods when they do become hungry. If a child is truly hungry, he will eat what you put in front of him.

Use a pump or hand express milk if you are engorged and the baby is not ready to eat when breastfeeding. There are few things more painful to a new mother than having produced too much milk and not having a way to release it. Our bodies gradually start to produce only what is needed for the baby but it takes a little while to regulate. By expressing some of the milk you can reduce the pain until baby’s next meal.

When it comes to trying to change kids’ bad behavior, parents should try to “walk the walk” by setting a good example. Just as most parents cannot stand the sound of their children whining, nearly all children can hardly bear parental nagging. Instead of constantly harping on your child, make a positive statement encouraging them to follow through with some action and accompanying it with a brief explanation of the consequences of failure to do so.

Tutoring

If your child is having trouble with homework, do your best to help them. If you are not able to help them, talk to the teacher about alternatives. The teacher might be able to provide extra help or point you in the direction of a great tutor that could help your child with the homework.

As previously noted, you will never know all that you need to know as a parent. But that doesn’t keep you from trying again, every day. There is much to learn but a lot of it is fun. By taking advice from this article, you can add to your knowledge that will make it easier to make it through each day.

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The race date has just been announced for the 2015 Love Run, a Philadelphia area half marathon event with the goal of raising money for education for the City of Philadelphia. Not only does this race look like it is going to be a lot of fun for families and runners, but this is sure to be a great shot in the arm for the struggling Philadelphia education system. Mayor M. Nutter of Philadelphia is highly involved with this event and says:

“We all have a role to play in helping the next generation of Philadelphians succeed”

If you would like to be involved in this charitable event, you can either donate, volunteer, or participate in the race yourself! Save the Date:

RACE TAKES PLACE:

Philadelphia, Pennsylvania
Art Museum, Eakins Oval

RACE DATE/TIME:

March 29, 2015
8:00 am

SIGNUP AND REGISTRATION BEGINS 08-01-2015

For More On This Upcoming Event, Visit the Official Site Below:

Half Marathon Events 2015